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How Do Insurance Companies Investigate A Car Accident?

The insurance claim process can be very confusing. While communicating with your insurance adjuster, you might wonder how the company is handling your case behind the scenes. Understanding this investigatory process is crucial to protect your rights and ensure you receive a fair settlement at the conclusion of your claim. Most insurance companies follow the same basic steps when investigating an accident. If you have not done so already, contact a Colorado car accident attorney as soon as possible following
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What Are My Legal Options if a Vehicle Defect Caused My Crash?

Car crashes can happen for a variety of reasons, from negligent driving behaviors to poor road conditions. In some cases, a defective part can cause an accident, such as faulty brakes, defective airbags, or a damaged steering system. Since Colorado is a fault insurance state that requires the at-fault driver to pay for your damages, you may wonder what to do if another driver isn’t responsible for the crash at all. While you may not be able to name an
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What to Do If You Are Hit by a Commercial Truck in Denver

Commercial trucks are immense vehicles, with the largest models weighing up to 40 tons or 18,000 pounds. Collisions between motor vehicles and these large trucks can be devastating due to the sheer size and weight difference. If you are in an accident with a commercial truck, it is crucial that you take certain steps to stay safe and protect your legal rights. Start by talking to a Denver truck accident lawyer. Step #1: Seek Medical Attention Your top priority after
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Who Pays for Damages in a 3-Way Car Accident?

After a car accident, the question of liability almost always appears. Under Colorado’s fault insurance system, the person responsible for the accident must pay for the damages of the victims. Before you can file a lawsuit or insurance claim, you will need to determine which driver is liable. Investigating an accident involving two drivers is simple. If you are in a collision involving three or more vehicles, however, identifying the at-fault driver becomes more difficult. You will need to conduct
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Can I Receive Compensation for a Whiplash Injury?

Under Colorado law, drivers who cause accidents are responsible for paying for the damages of people injured in these collisions. Whether through a personal injury lawsuit or an insurance claim, obtaining fair compensation after an accident is a top priority for victims — but some injuries are under greater scrutiny than others. Whiplash, a soft tissue injury common in car accidents, is one of these conditions. Whiplash is often difficult to prove since it is not immediately apparent following an
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How Do I Increase My Chances of Receiving Fair Compensation After a Car Accident?

After you suffer injuries in a car accident, your top priority is your recovery. These collisions can contribute to serious economic hardship, physical pain, and emotional suffering — and filing a lawsuit or insurance claim can help you receive the compensation you need to recover from these losses. Unfortunately, trying to obtain just compensation from an insurance company can be difficult. It is not in the company’s best interests to maximize your recovery, and its representatives may try to provide
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What Is Considered Property Damage in a Car Accident?

Colorado’s insurance laws require drivers to purchase three types of liability coverage: individual bodily injury liability, total bodily injury liability, and property damage. While we can decipher what bodily injury may mean, the definition of property damage is not always clear. Simply put, any object that suffers damage during a car accident qualifies as property damage, including GPS systems, smartphones, and the vehicle itself. Property Damage and Colorado Car Accident Claims You can collect compensation for multiple types of damages
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Can I Make a Claim as a Passenger if I’m Injured in a Car Accident?

Car accidents can result in serious hardships, from lost wages and hospitalization to property damage and vehicle repairs. Under Colorado law, injured drivers can file a lawsuit or insurance claim to collect funds for their damages — as long as they were not responsible for the collision. If you suffer an injury in a car accident as a passenger, however, the pathway to recovery is not as clear. There are multiple avenues you can take to claim compensation for your
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What Are the Main Causes of Truck Accidents in Colorado?

Accidents involving semi-trucks are extremely dangerous. These large and heavy vehicles can cause serious damage to smaller motor vehicles, resulting in debilitating injuries, extensive property damage, and possible fatalities. Truck drivers and trucking companies must adhere to strict safety regulations to avoid these collisions. If you are a Colorado driver who suffers injuries in an accident with a commercial truck, you may be eligible for legal action. Many negligent acts that contribute to truck accidents each year, from improper cargo
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What Is Medical Payments Coverage?

Colorado follows a traditional fault-based insurance system, where any driver who causes an accident must pay for the damages of the victims. All drivers must purchase minimum amounts of liability insurance to uphold this financial responsibility, and many individuals choose to purchase additional policies to pay for other damages that their policies may not cover — including medical payments coverage. Also known as med-pay, medical payments coverage provides compensation for certain medical expenses following a car accident. Although Colorado law
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